Final Expense


What is Final Expense Life Insurance?

Final expense insurance is a type of whole life insurance designed to cover medical bills and funeral expenses when you pass. A final expense policy is also known as burial or funeral insurance and is popular with seniors.

Most final expense plans have these features:

  • Whole life insurance – no expiration if premiums are paid 
  •  Cash value – insured may be able to take out a policy loan Fixed premiums as long as they’re paid 
  •  Simplified issue – usually no medical exam is required, just health questions on the application 
  •  Easy application process 
  •  Fast approvals – coverage can often be issued in days Affordable rates